GUIDES

Buying life insurance for your parents is one of the best things you can do to protect yourself from their final expenses. Many times when a parent dies, surviving loved ones are left with the bills and may not have the resources needed to handle any end-of-life expenses their parents might leave behind such as medical bills or hospice care. Besides your parent’s overall health, their age is one of the biggest factors in determining what life insurance is best. ✅Subscribe for more tips on funeral costs, planning, and more! https://www.youtube.com/lhlic?sub_confirmation=1 ✅Find us on Facebook: https://www.facebook.com/funeraladvantageprogram ✅Visit our website: https://www.lhlic.com

Finding out if someone has life insurance can be difficult. When it comes to financial protection for your family, life insurance is one of the best choices you can make. Life insurance isn’t an easy topic to discuss, even among close family, and it’s a subject we often overlook or avoid altogether. If you’re unsure if someone has life insurance, there are ways to find out, including looking at personal belongings, doing an online search, and contacting the Insurance Commissioner’s office in your state. ✅Subscribe for more tips on funeral costs, planning, and more! https://www.youtube.com/lhlic?sub_confirmation=1 ✅Find us on Facebook: https://www.facebook.com/funeraladvantageprogram ✅Visit our website: https://www.lhlic.com

Buying final expense burial insurance is one of the most important purchases a person can make. It’s usually purchased to cover final arrangements, but can also be used to pay the deceased’s debts, including medical bills, credit card bills, mortgage loans, and personal loans. But not all final expense plans are created equal. If you think you and your family may benefit from burial insurance, it’s important to research multiple burial insurance companies to ensure you purchase a policy that's right for you. ✅Subscribe for more tips on funeral costs, planning, and more! https://www.youtube.com/lhlic?sub_confirmation=1 ✅Find us on Facebook: https://www.facebook.com/funeraladvantageprogram ✅Visit our website: https://www.lhlic.com

Life insurance is one of the most trusted ways to provide for loved ones after you’ve passed. But deciding which policy is right for you can be challenging. In this video, we’ll cover all of your options – including final expense insurance for seniors – so you can make the right decision. What kind of life insurance should you have? How much is enough? What’s the best life insurance to have at your age? Life insurance for seniors is different from company to company, can involve taking a medical exam or just answering health questions, costs anywhere from $15 a month to several thousand dollars a month, and can be used for everything from paying off large debts like a mortgage or covering small bills like funeral costs. Although it’s true that you’ll pay more for life insurance once you’ve reached your golden years, that doesn’t mean you don’t have options. In fact, for those who want to leave cash benefits for their family — or those who want to ensure their final expenses are covered — affordable life insurance policies exist. ✅Subscribe for more tips on funeral costs, planning, and more! https://www.youtube.com/lhlic?sub_confirmation=1 ✅Find us on Facebook: https://www.facebook.com/funeraladvantageprogram ✅Visit our website: https://www.lhlic.com

Finding affordable life insurance can be difficult, especially if you’re a senior. What kind of life insurance should you have? How much is enough? What’s the best life insurance to have at your age? Life insurance for seniors is different from company to company, can involve taking a medical exam or just answering health questions, costs anywhere from $15 a month to several thousand dollars a month, and can be used for everything from paying off large debts like a mortgage or covering small bills like funeral costs. Although it’s true that you’ll pay more for life insurance once you’ve reached your golden years, that doesn’t mean you don’t have options. In fact, for those who want to leave cash benefits for their family — or those who want to ensure their final expenses are covered — affordable life insurance policies exist. ✅Subscribe for more tips on funeral costs, planning, and more! https://www.youtube.com/lhlic?sub_confirmation=1 ✅Find us on Facebook: https://www.facebook.com/funeraladvantageprogram ✅Visit our website: https://www.lhlic.com

The Funeral Rule was created by the federal government to protect grieving families from being taken advantage of as they planned final arrangements. It gives consumers certain rights when dealing with funeral homes, and protects them from being forced to purchase goods and services they don't need. ✅Subscribe for more tips on funeral costs, planning, and more! https://www.youtube.com/lhlic?sub_confirmation=1 ✅Find us on Facebook: https://www.facebook.com/funeraladvantageprogram ✅Visit our website: https://www.lhlic.com

Final expense insurance is a type of whole life insurance designed to cover end-of-life expenses such as medical bills and funeral costs. Most final expense plans are easy to qualify for, have lower face amounts than traditional life insurance, and build cash value that can be used by the policyholder. Many people have experienced the death of a loved one and remember how stressful it was to juggle grief, funeral planning, and the financial obligations involved. So how can final expense help? Lots of final expense plans exist, but which one is best for you? Which will protect your family the most? Which will pay your claim the fastest? Which will help your family with your funeral arrangements? These are important questions to consider before choosing a provider, especially when it comes to protecting your family during the funeral process. ✅Subscribe for more tips on funeral costs, planning, and more! https://www.youtube.com/lhlic?sub_confirmation=1 ✅Find us on Facebook: https://www.facebook.com/funeraladvantageprogram ✅Visit our website: https://www.lhlic.com

A pre-paid funeral is a set of funeral arrangements made with a funeral home, as detailed as you desire, that have been paid for ahead of time (meaning either the money has already been paid or has been set aside for this purpose). Funeral plans typically range from $10,000 to $25,000 policy amounts, and are paid for in monthly installments directly to the funeral home. More and more people are buying pre-paid funeral plans because it’s a way for people to pay for their funeral arrangements before they pass. But not all pre-paid plans make sense financially. Some experts say it may end up costing you more than you would pay for an average funeral after fees and other charges have been calculated. Let’s take a look at what works, what doesn’t, and what questions you need to ask to ensure you find something that works for you. ✅Subscribe for more tips on funeral costs, planning, and more! https://www.youtube.com/lhlic?sub_confirmation=1 ✅Find us on Facebook: https://www.facebook.com/funeraladvantageprogram ✅Visit our website: https://www.lhlic.com

The Funeral Consumer Guardian Society (FCGS) is an independent consumer advocate organization that provides professional guidance to member families during the funeral planning process: they make sure families have the information they need to make informed decisions, they review funeral contracts, and they price-shop several local funeral homes on behalf of the family. When someone passes away, grieving family members are distraught and need help dealing with the funeral process; they aren’t in a position to price-shop funeral arrangements. Unfortunately, the reality is there’s a body that needs to be taken care of quickly. Time is not on the family’s side, and in most cases they simply go with the first funeral home they contact. It’s unfortunate, but in the funeral industry there are funeral homes that overprice their products and take advantage of grieving families. Because the FCGS is not affiliated with any religion, funeral home, cemetery, or any particular funeral approach, it saves families an average of $1,800 on traditional funerals and up to $600 on cremation services. ✅Subscribe for more tips on funeral costs, planning, and more! https://www.youtube.com/lhlic?sub_confirmation=1 ✅Find us on Facebook: https://www.facebook.com/funeraladvantageprogram ✅Visit our website: https://www.lhlic.com

Wondering how much a funeral can cost nowadays? Many families are shocked to learn the high cost of funeral expenses and all of the decisions that must be made when planning someone's final arrangements. In this video, we compare several burial costs, why costs are so high in the first place, and more. ✅Subscribe for more tips on funeral costs, planning, and more! https://www.youtube.com/lhlic?sub_confirmation=1 ✅Find us on Facebook: https://www.facebook.com/funeraladvantageprogram ✅Visit our website: https://www.lhlic.com

Si alguna vez ha visto la tragedia de una familia batallando para pagar el funeral de un ser querido, seguramente entiende por qué muchas personas están eligiendo planificar sus propios arreglos por adelantado. El siguiente video cubrirá 3 áreas clave que debe considerar al hacer sus arreglos finales.

How will you pay for a funeral when a loved one dies? Grieving family members are left with countless decisions to make about the funeral – all of which need to be made quickly. Every year, thousands of Americans struggle with these decisions and need help with funeral costs. It’s common for people to wonder where to start. Laws regarding funerals and burials vary from state to state and understanding them can be daunting. Knowing and understanding all of your options will help reduce the stress of funeral planning and protect your rights when interacting with funeral homes. ✅Subscribe for more tips on funeral costs, planning, and more! https://www.youtube.com/lhlic?sub_confirmation=1 ✅Find us on Facebook: https://www.facebook.com/funeraladvantageprogram ✅Visit our website: https://www.lhlic.com

Finding out if someone has life insurance can be difficult. When it comes to financial protection for your family, life insurance is one of the best choices you can make. Life insurance isn’t an easy topic to discuss, even among close family, and it’s a subject we often overlook or avoid altogether. If you’re unsure if someone has life insurance, there are ways to find out, including looking at personal belongings, doing an online search, and contacting the Insurance Commissioner’s office in your state. ✅Subscribe for more tips on funeral costs, planning, and more! https://www.youtube.com/lhlic?sub_confirmation=1 ✅Find us on Facebook: https://www.facebook.com/funeraladvantageprogram ✅Visit our website: https://www.lhlic.com

Final expense insurance agents deserve the best. From final expense leads to local training, Lincoln Heritage Life Insurance Company® has been the national leader of agent produced final expense life insurance for most of our 50+ years in business. This is only possible because of the incredible agents we work with every day. Our agents come from all walks of life – some have decades of experience and some have none! Whatever your background, we’re excited you’re here. We want to partner with you to represent and distribute our revolutionary final expense insurance products to the expanding senior market. The time has never been better for final expense sales. The market has seen unprecedented growth and doesn’t show any signs of stopping. ✅Subscribe for more tips on funeral costs, planning, and more! https://www.youtube.com/lhlic?sub_confirmation=1 ✅Find us on Facebook: https://www.facebook.com/funeraladvantageprogram ✅Visit our website: https://www.lhlic.com

Planeamos tantas cosas en la vida - los bautizos, las quinceañeras y as bodas. Pero nunca planeamos lo único seguro que tememos en la vida.

Funeral myths abound and finding a funeral home is difficult, regardless of whether you’ve just lost a loved one or are working on pre-planning. The details surrounding death can make us uneasy, and we often avoid thinking about the topic until absolutely necessary. But part of the reason it’s difficult is this: Most of us just don’t know that much about funerals. We tend to interact with them infrequently, and are usually grieving when we do. It’s smart to take a step back when we can, and think deliberately about the information needed to make the best decisions. ✅Subscribe for more tips on funeral costs, planning, and more! https://www.youtube.com/lhlic?sub_confirmation=1 ✅Find us on Facebook: https://www.facebook.com/funeraladvantageprogram ✅Visit our website: https://www.lhlic.com